{"id":28502,"date":"2017-09-08T13:10:59","date_gmt":"2017-09-08T11:10:59","guid":{"rendered":"http:\/\/entrecourtiers.pro\/communication\/?p=28502"},"modified":"2018-02-02T10:14:46","modified_gmt":"2018-02-02T09:14:46","slug":"emprunvals-individuel-oscarise-gestion-de-fortune","status":"publish","type":"post","link":"https:\/\/entrecourtiers.pro\/communication\/premavals-artisan-de-la-protection-sociale-haut-de-gamme\/","title":{"rendered":"PREMAVALS l&rsquo;artisan de la protection sociale haut de gamme"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00a0\u00bb.vc_custom_1505906081930{background-color: #ffffff !important;}\u00a0\u00bb][vc_column dfd_column_responsive_enable=\u00a0\u00bbdfd-column-responsive-enable\u00a0\u00bb col_shadow=\u00a0\u00bbbox_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)\u00a0\u00bb col_shadow_hover=\u00a0\u00bbbox_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)\u00a0\u00bb responsive_styles=\u00a0\u00bbpadding_left_desktop:20|padding_right_desktop:20|padding_left_tablet:20|padding_right_tablet:20|padding_left_mobile:20|padding_right_mobile:20&Prime;][vc_row_inner][vc_column_inner width=\u00a0\u00bb2\/3&Prime;][vc_custom_heading text=\u00a0\u00bbPUBLI-COMMUNIQU\u00c9 &#8211; Argus de l&rsquo;Assurance 8 septembre 2017&Prime; font_container=\u00a0\u00bbtag:h5|text_align:left\u00a0\u00bb google_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime;][dfd_info_box module_animation=\u00a0\u00bbtransition.slideLeftBigIn\u00a0\u00bb title=\u00a0\u00bbT\u00e9l\u00e9chargez l&rsquo;article\u00a0\u00bb subtitle=\u00a0\u00bb\u00a0\u00bb main_content=\u00a0\u00bb\u00a0\u00bb read_more=\u00a0\u00bbbox\u00a0\u00bb icon_type=\u00a0\u00bbcustom\u00a0\u00bb main_style=\u00a0\u00bbstyle-3&Prime; main_layout=\u00a0\u00bblayout-2&Prime; link=\u00a0\u00bburl:http%3A%2F%2Fpremanews.premavals.com%2F2017%2Fseptembre%2FArgus_Premavals_Publi.pdf||target:%20_blank|\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb icon_image_id=\u00a0\u00bb28518&Prime; icon_size=\u00a0\u00bb62&Prime; icon_bg_size=\u00a0\u00bb66&Prime; border_radius=\u00a0\u00bb0&Prime; border_color=\u00a0\u00bb#343333&Prime; border_width=\u00a0\u00bb2&Prime; title_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23121212|letter_spacing:3&Prime; hover_border_color=\u00a0\u00bb#3b55e6&Prime;][\/vc_column_inner][\/vc_row_inner][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime;][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bbPREMAVALS,\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb delimiter_settings=\u00a0\u00bbdelimiter_style:solid|delimiter_width:80|delimiter_height:1&Prime; undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h2|font_size:30|line_height:40|letter_spacing:-1&Prime; subtitle_font_options=\u00a0\u00bbtag:h6&Prime; heading_margin=\u00a0\u00bbmargin-bottom:15&Prime; title_responsive=\u00a0\u00bbfont_size_desktop:28|line_height_desktop:36|font_size_tablet:26|line_height_tablet:34|font_size_mobile:24|line_height_mobile:32&Prime;]L\u2019ARTISAN DE LA PROTECTION<br \/>\nSOCIALE <em>HAUT DE GAMME<\/em><em class=\"dfd-textmodule-featured-decoration\">\u00a0<\/em>[\/dfd_heading][vc_column_text]Cr\u00e9\u00e9 en avril 2000, PREMAVALS est un courtier grossiste sp\u00e9cialis\u00e9 dans la protection sociale des entreprises et des entrepreneurs, pour lesquels il con\u00e7oit des solutions premium en sant\u00e9, pr\u00e9voyance et retraite. Rencontre avec son dirigeant, Jean-Gabriel Laigle.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime;][\/vc_column][\/vc_row][vc_row css=\u00a0\u00bb.vc_custom_1505908276213{padding-right: 20px !important;padding-left: 20px !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/3&Prime;][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb\u00a0\u00bb screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb20&Prime;][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb\u00a0\u00bb screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb20&Prime;][dfd_single_image hover_style=\u00a0\u00bbpanr\u00a0\u00bb image=\u00a0\u00bb28511&Prime; tutorials=\u00a0\u00bb\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=\u00a0\u00bb2\/3&Prime;][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bb\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb module_animation=\u00a0\u00bbtransition.expandIn\u00a0\u00bb enable_delimiter=\u00a0\u00bb\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h5|line_height:40&Prime; subtitle_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23000000|line_height:40|letter_spacing:2&Prime; subtitle_google_fonts=\u00a0\u00bbyes\u00a0\u00bb subtitle_custom_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb title_responsive=\u00a0\u00bbfont_size_mobile:22|line_height_mobile:28|letter_spacing_mobile:0&Prime;]QUELLE \u00c9TAIT L\u2019ID\u00c9E \u00c0 L\u2019ORIGINE DE LA CR\u00c9ATION DE PREMAVALS ?[\/dfd_heading][vc_column_text]Compte tenu de mon exp\u00e9rience aupr\u00e8s des entrepreneurs, c\u2019est naturellement que j\u2019ai d\u00e9cid\u00e9 de concevoir avec des assureurs une gamme de produits de protection sociale adapt\u00e9e aux besoins des patrons et de leurs salari\u00e9s. J\u2019ai donc cr\u00e9e une structure d\u00e9di\u00e9e \u00e0 la conception et \u00e0 la gestion de ces contrats haut de gamme, qui sont distribu\u00e9s par notre r\u00e9seau de 700 courtiers et conseillers en gestion de patrimoine. Notre structure est en plein d\u00e9veloppement mais reste \u00e0 taille humaine : nous sommes l\u2019artisanat de l\u2019assurance, pr\u00e9f\u00e9rant travailler dans une optique de la qualit\u00e9 plut\u00f4t que sur une production de masse.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][\/vc_column][\/vc_row][vc_row css=\u00a0\u00bb.vc_custom_1505908173150{padding-right: 20px !important;padding-left: 20px !important;}\u00a0\u00bb][vc_column][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bb\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb module_animation=\u00a0\u00bbtransition.expandIn\u00a0\u00bb enable_delimiter=\u00a0\u00bb\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h5|line_height:40&Prime; subtitle_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23000000|line_height:40|letter_spacing:2&Prime; subtitle_google_fonts=\u00a0\u00bbyes\u00a0\u00bb subtitle_custom_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb title_responsive=\u00a0\u00bbfont_size_mobile:22|line_height_mobile:28|letter_spacing_mobile:0&Prime;]<\/p>\n<p>POURQUOI LE HAUT DE GAMME ?<\/p>\n<p>[\/dfd_heading][vc_column_text]Tout d\u2019abord parce que ce segment permet des niveaux de prime plus \u00e9lev\u00e9s, mais aussi et surtout parce que je veux travailler sur la dur\u00e9e, tant avec les entrepreneurs qu\u2019avec les courtiers, les assureurs et les r\u00e9assureurs. Pour cela, j\u2019ai b\u00e2ti des solutions p\u00e9rennes avec un haut rap- port qualit\u00e9\/prix, adapt\u00e9es m\u00eame aux revenus les plus importants. PREMAVALS est par exemple le seul du march\u00e9 \u00e0 proposer en Madelin un vrai forfaitaire jusqu\u2019\u00e0 6 PASS ! et nous pouvons assurer l\u2019ensemble des ind\u00e9pendants quelle que soit leur activit\u00e9. Les assureurs qui travaillent avec nous appr\u00e9cient notre qualit\u00e9 de souscription et de s\u00e9lection m\u00e9dicale. La confiance qui s\u2019est instaur\u00e9e depuis maintenant 17 ans en a m\u00eame conduit certains (Allianz, Generali\u2026) \u00e0 nous accorder une d\u00e9l\u00e9gation totale de gestion, de la souscription des contrats jusqu\u2019aux sinistres. C\u2019est un\u00a0vrai plus, appr\u00e9ci\u00e9 de nos courtiers, car cela nous permet de ma\u00eetriser enti\u00e8rement nos flux financiers et le traitement des dossiers.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bb\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb module_animation=\u00a0\u00bbtransition.expandIn\u00a0\u00bb enable_delimiter=\u00a0\u00bb\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h5|line_height:40&Prime; subtitle_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23000000|line_height:40|letter_spacing:2&Prime; subtitle_google_fonts=\u00a0\u00bbyes\u00a0\u00bb subtitle_custom_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb title_responsive=\u00a0\u00bbfont_size_mobile:22|line_height_mobile:28|letter_spacing_mobile:0&Prime;]<\/p>\n<p>COMMENT ACCOMPAGNEZ-VOUS LES COURTIERS ?<\/p>\n<p>[\/dfd_heading][vc_column_text]Les produits PREMAVALS sont exclusivement commercialis\u00e9s par nos courtiers et CGP partenaires. Nous sommes donc tr\u00e8s attach\u00e9s au professionnalisme et \u00e0 la qualit\u00e9 du conseil d\u00e9livr\u00e9 par notre r\u00e9seau. En premier lieu, nous les aidons \u00e0 travailler sur leur portefeuille existant, en mettant par exemple \u00e0 leur disposition un bilan social pour appara\u00eetre aupr\u00e8s de leurs clients comme des sp\u00e9cialistes de la protection sociale de l\u2019entrepreneur et de ses salari\u00e9s. Ensuite, nous leur donnons acc\u00e8s \u00e0 une gamme de protection sociale \u00e9tendue, \u00e0 des tarifs groupe et \u00e0 des r\u00e9ductions en cas d\u2019adh\u00e9sion combin\u00e9e de l\u2019entrepreneur et de ses salari\u00e9s, ce qui lui permet de ma\u00eetriser son budget assurantiel tout en respectant ses obligations conventionnelles qui sont de plus en plus importantes. Nous sommes l\u00e0 pour favoriser le travail de nos partenaires, avec qui nous partageons le\u00a0m\u00eame m\u00e9tier. Nous sommes \u00ab entre courtiers \u00bb, mais nous exigeons en contrepartie une forte implication et des r\u00e9sultats commerciaux.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/6&Prime;][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb2\/3&Prime;][dfd_new_testimonials module_animation=\u00a0\u00bbtransition.slideUpBigIn\u00a0\u00bb author=\u00a0\u00bbJean-Gabriel Laigle\u00a0\u00bb subtitle=\u00a0\u00bb\u00a0\u00bb description=\u00a0\u00bbNous sommes l\u2019artisanat de l\u2019assurance, pr\u00e9f\u00e9rant travailler dans une optique de la qualit\u00e9 plut\u00f4t que sur une production de masse.\u00a0\u00bb hide_shadow=\u00a0\u00bb\u00a0\u00bb title_subtitle_nowrap=\u00a0\u00bbnowrap\u00a0\u00bb thumb_radius=\u00a0\u00bb4&Prime; content_font_options=\u00a0\u00bbfont_size:20|color:%23000000&Prime; use_google_fonts_testimonial=\u00a0\u00bbshow\u00a0\u00bb custom_fonts_testimonial=\u00a0\u00bbfont_family:Playfair%20Display%3Aregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20italic%3A700%3Aitalic\u00a0\u00bb title_font_options=\u00a0\u00bbtag:div\u00a0\u00bb subtitle_font_options=\u00a0\u00bbtag:div\u00a0\u00bb image=\u00a0\u00bb28523&Prime;][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/6&Prime;][\/vc_column_inner][\/vc_row_inner][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bb\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb module_animation=\u00a0\u00bbtransition.expandIn\u00a0\u00bb enable_delimiter=\u00a0\u00bb\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h5|line_height:40&Prime; subtitle_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23000000|line_height:40|letter_spacing:2&Prime; subtitle_google_fonts=\u00a0\u00bbyes\u00a0\u00bb subtitle_custom_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb title_responsive=\u00a0\u00bbfont_size_mobile:22|line_height_mobile:28|letter_spacing_mobile:0&Prime;]<\/p>\n<p>ET EN TERMES D\u2019OUTILS ?<\/p>\n<p>[\/dfd_heading][vc_column_text]Nous travaillons depuis 3 ans \u00e0 un logiciel de gestion d\u00e9sormais compl\u00e8tement op\u00e9rationnel. Baptis\u00e9 \u00ab Qualytrust \u00bb et con\u00e7u avec une start-up, cet outil permet au client d\u2019effectuer son adh\u00e9sion en toute confidentialit\u00e9 et d\u2019avoir acc\u00e8s en temps r\u00e9el au suivi de son dossier, tout comme le courtier, l\u2019assureur et bien s\u00fbr PREMAVALS. Chaque acteur peut ainsi acc\u00e9der \u00e0 tout instant \u00e0 l\u2019ensemble des donn\u00e9es n\u00e9cessaire \u00e0 son activit\u00e9. Dans le cadre de la DDA et du devoir de conseil cher \u00e0 l\u2019ACPR, cette plateforme assure transparence et tra\u00e7abilit\u00e9 \u00e0 nos courtiers, et est \u00e9galement conforme \u00e0 la nouvelle r\u00e9glementation sur la protection des donn\u00e9es et le droit \u00e0 l\u2019oubli.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bb\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb module_animation=\u00a0\u00bbtransition.expandIn\u00a0\u00bb enable_delimiter=\u00a0\u00bb\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h5|line_height:40&Prime; subtitle_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23000000|line_height:40|letter_spacing:2&Prime; subtitle_google_fonts=\u00a0\u00bbyes\u00a0\u00bb subtitle_custom_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb title_responsive=\u00a0\u00bbfont_size_mobile:22|line_height_mobile:28|letter_spacing_mobile:0&Prime;]<\/p>\n<p>QUELS SONT VOS PROJETS DE D\u00c9VELOPPEMENT ?<\/p>\n<p>[\/dfd_heading][vc_column_text]Les entrepreneurs et leurs salari\u00e9s repr\u00e9sentent un vrai potentiel sur\u00a0 le march\u00e9, et depuis la cr\u00e9ation de PREMAVALS en 2000, j\u2019ai vu arriver beaucoup d\u2019acteurs int\u00e9ress\u00e9s par cette cible de pr\u00e8s de 2,8 millions de prospects, notamment depuis la mise en place de l\u2019ANI. Aujourd\u2019hui, on estime que 40 % seulement de ces TNS sont couverts en pr\u00e9voyance. Pour autant, avec 17 r\u00e9gimes sociaux diff\u00e9rents, c\u2019est une cible difficile \u00e0 travailler, qui exige professionnalisme, rapidit\u00e9 et efficacit\u00e9. Nous sommes r\u00e9guli\u00e8rement audit\u00e9s par nos assureurs et notre s\u00e9rieux est aujourd\u2019hui reconnu sur la place. Mon objectif est d\u2019atteindre entre 2 et 4% du march\u00e9, soit environ 100 000 clients haut de gamme gr\u00e2ce \u00e0 nos produits Premium.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb30&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb10&Prime; screen_normal_spacer_size=\u00a0\u00bb30&Prime; screen_tablet_spacer_size=\u00a0\u00bb20&Prime;][\/vc_column][\/vc_row][vc_row dfd_bg_style=\u00a0\u00bbimage\u00a0\u00bb dfd_bg_image_repeat=\u00a0\u00bbrepeat-x\u00a0\u00bb dfd_bg_image_size=\u00a0\u00bbinitial\u00a0\u00bb dfd_bg_image_position=\u00a0\u00bbleft top\u00a0\u00bb][vc_column 0=\u00a0\u00bb\u00a0\u00bb][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb105&Prime; screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_normal_spacer_size=\u00a0\u00bb105&Prime; screen_tablet_spacer_size=\u00a0\u00bb100&Prime; screen_mobile_spacer_size=\u00a0\u00bb90&Prime;][\/vc_column][\/vc_row][vc_row dfd_row_config=\u00a0\u00bbfull_width_content\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1493980673423{padding-right: 20px !important;padding-left: 20px !important;}\u00a0\u00bb][vc_column][dfd_heading style=\u00a0\u00bbstyle_02&Prime; subtitle=\u00a0\u00bb\u00a0\u00bb content_alignment=\u00a0\u00bbtext-left\u00a0\u00bb module_animation=\u00a0\u00bbtransition.expandIn\u00a0\u00bb enable_delimiter=\u00a0\u00bb\u00a0\u00bb undefined=\u00a0\u00bb\u00a0\u00bb title_font_options=\u00a0\u00bbtag:h3|line_height:40&Prime; subtitle_font_options=\u00a0\u00bbtag:div|font_size:11|color:%23000000|line_height:40|letter_spacing:2&Prime; subtitle_google_fonts=\u00a0\u00bbyes\u00a0\u00bb subtitle_custom_fonts=\u00a0\u00bbfont_family:Montserrat%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal\u00a0\u00bb title_responsive=\u00a0\u00bbfont_size_mobile:22|line_height_mobile:28|letter_spacing_mobile:0&Prime;]Ces contrats<br \/>\n<em class=\"dfd-textmodule-featured-decoration\">vont vous int\u00e9resser<\/em>[\/dfd_heading][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb\u00a0\u00bb screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb20&Prime;][vc_row_inner][vc_column_inner][dfd_portfolio_module module_animation=\u00a0\u00bbtransition.fadeIn\u00a0\u00bb posts_to_show=\u00a0\u00bb6&Prime; items_offset=\u00a0\u00bb20&Prime; columns=\u00a0\u00bb4&Prime; carousel_slideshow_speed=\u00a0\u00bb5000&Prime; dots_style=\u00a0\u00bbdfdline\u00a0\u00bb portfolio_style=\u00a0\u00bbcarousel\u00a0\u00bb portfolio_categories=\u00a0\u00bbassurance-de-pret,tout-profil\u00a0\u00bb portfolio_show_top_cat=\u00a0\u00bbon\u00a0\u00bb portfolio_show_title=\u00a0\u00bbon\u00a0\u00bb portfolio_show_subtitle=\u00a0\u00bbon\u00a0\u00bb][dfd_spacer screen_wide_spacer_size=\u00a0\u00bb\u00a0\u00bb screen_normal_resolution=\u00a0\u00bb1280&Prime; screen_tablet_resolution=\u00a0\u00bb1024&Prime; screen_mobile_resolution=\u00a0\u00bb800&Prime; screen_mobile_spacer_size=\u00a0\u00bb20&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Nous sommes l\u2019artisanat de l\u2019assurance, pr\u00e9f\u00e9rant travailler dans une optique de qualit\u00e9 plut\u00f4t que sur une production de masse.<\/p>\n","protected":false},"author":1,"featured_media":29180,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[331,422],"tags":[416,423,424],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.6 - 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